Espresso equipment
A new espresso machine may also require a grinder, water treatment and installation. Check the full setup cost and the time the counter would be out of service.
Business financing referrals · Cafés
Plan the cost of your next café improvement.
Espresso machines, refrigeration and a reliable supply of ingredients all support the café counter. Set out the purchase you are planning and the period it needs to cover before applying for business funding.
Cafés · funding preparation
Review expenses alongside payment dates
Compare regular weekday sales with weekend or event-driven trade. The busiest hour is useful context, but the whole trading month matters when considering a repayment schedule.
Defining the expense
Examples of expenses to outline
Seasonal stock
Coffee, milk alternatives and takeaway supplies can sell at different rates through the year. Base the order on recent use and the trading period ahead, especially before local events or holidays.
Service counter
An extra counter or display refrigerator can change how orders move through the café. Include fitting work and electrical requirements alongside the equipment quote.
Review what accepting would mean
Check the details that affect your business
Available proceeds
Work out the usable amount after the provider’s stated deductions.
Cost over time
Compare the sum of payments and fees across the whole financing arrangement.
Business budget
Consider the proposed payment dates alongside quiet periods and existing commitments.
Getting a request started
What to expect along the way
Funding purpose
State what the funds would pay for and when that payment is expected.
Business basics
Answer the form’s questions about the operation and provide accurate owner contact details.
Complete the request
Review the disclosures and the information entered, then verify your mobile number before sending it.
Important points for applicants
Read about the process and our role
Where do my details go after submission?
This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.
Who makes the funding decision?
A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.
When should I expect an update?
A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.
How do I confirm access to my phone?
A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.
Explain the need
Take the first step with a clear funding purpose
Put the amount, business purpose and requested timing into the form when you are ready.